What Does This Extra Coverage Cost Me?

How much does it cost?

Excess share insurance is one of the most cost-effective ways for credit unions to protect deposit balances greater than what is available from their primary deposit insurance provider, whether that is the National Credit Union Administration (NCUA), or American Share Insurance (ASI). And while individual credit unions have the right to pass the cost of ESI’s excess share insurance onto their members, history has demonstrated that they typically do not.

To determine if your credit union offers excess share insurance coverage and how the program is structured, please contact ESI or your credit union.

Contact ESI