“Access Community Credit Union took additional steps to protect our members’ deposits by adding supplementary insurance through ESI. Our members now have up to $1,000,000 in coverage for their deposits ($750,000 ESI + $250,000 NCUA).  This unique protection provides security and peace of mind for our membership.”

“Excess Share Insurance provides our members the peace-of-mind that their deposits over $250,000 are insured. It’s an affordable solution for us and added protection for those valuable members with large deposit balances.”

“ESI has been a wonderful complement to our private insurance coverage.  We are proud to be the only financial institution in our area to offer our members Excess Share Insurance.  While most of our members do not require the excess coverage, it gives them the confidence that their credit union can handle all of their financial needs, now and in the future. I recommend ESI as both a practical insurance provider as well as a powerful marketing tool.”

“ESI coverage was a key element to help our credit union secure a large deposit from a commercial bank where the funds were not fully insured.  The member also now receives a higher rate on their funds enabling them to offer a paid intern program.”

“Offering excess share insurance has helped provide a competitive advantage in today’s highly competitive deposit marketplace. In an environment where elevated rates are table stakes, offering additional insurance options allows Skyla to stand out when attracting and retaining deposits.”