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The nation's largest provider of excess share insurance to credit unions since 1993. 
     
Our excess share (deposit) insurance helps protect the hard-earned savings of credit union members throughout the United States. 

This unique program provides up to an additional $250,000 of insurance once a credit union member's balance exceeds the coverage provided by their primary share insurer.   
 

ESI is safe and sound as are your credit union savings.
Members of credit unions insured with excess share insurance can take great comfort in knowing that their savings are safe, sound and protected by a well-capitalized insurance fund.
 
The current economic environment has left many credit union members asking questions about the safety of their savings.  In response, ESI has developed  a summary of highlights explaining our program and how it protects your credit union deposits.

Click here for more details on excess share insurance.

 


           

Consumer
For Credit Union Members
Credit unions that offer excess share insurance allow you to maintain much higher balances at the credit union and still have the security you deserve. Learn how excess share insurance helps insure your savings.

Industry
For Credit Union's Considering
Excess Share Insurance
Stand out in the crowded financial services market.  ESI's excess share insurance is cost effective, easy to implement, and available exclusively to credit unions. Learn what makes ESI the industry leader.





What's New
•  Holiday Office Hours  
Excess Share Insurance Corporation (ESI) offices will be closed for the Labor Day holiday on Monday, September 6. Normal office hours will resume on Tuesday, September 7. 

•  ESI-insured CU Execs Appointed to Ohio CU League Board  
Barry Shaner, CEO of Directions CU, Phil Meyer, CEO of Ohio University CU, and Jennifer Ferguson, President of Bay Area CU, have been appointed by acclamation to the 2011 Ohio Credit Union League Board of Directors. Each of these three individuals is an executive of an ESI-insured credit union and they will serve three-year terms that expire in 2014. 

•  ESI at  the Texas Leadership Conference  
Excess Share Insurance Corporation (ESI) is a sponsor and exhibitor at the 2010 Texas Leadership Conference & Expo, September 9-11, at the Marriott Rivercenter in San Antonio, TX. ESI is sponsoring the Continental Breakfast on Thursday, Sept. 9. Conference attendees can visit the ESI booth (#408) and join us at our educational session from 9:30-11:00 a.m. on Friday, Sept. 10. 

•  ESI Annual Reports Mailed  
ESI's 2009 annual report has been sent to all policyholding credit unions. Consumer financial brochures were included with the mailing. ESI-insured credit unions can order additional copies of the financial brochures and/or download the annual report from the Policyholders section of the ESI website. 

•  Spam E-mail Targeting ESI-insured Credit Unions  
Some ESI-insured credit unions may have received a recent e-mail that appears to be from excessshare.com or americanshare.com and states we have temporarily prevented access to their "account." The e-mail also requests the recipient run an attached file. Please be advised that this e-mail is NOT from ESI and recipients should not run the file attachment as it could be harmful to their computer. ESI would never request its insured credit unions to run a file attachment provided through an e-mail message. 

 

 





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