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The nation's largest provider of excess share insurance to credit unions since 1993. 
Our excess share (deposit) insurance helps protect the hard-earned savings of credit union members throughout the United States. 

This unique program provides up to an additional $250,000 of insurance once a credit union member's balance exceeds the coverage provided by their primary share insurer.   


ESI is safe and sound as are your credit union savings.
Members of credit unions insured with excess share insurance can take great comfort in knowing that their savings are safe, sound and protected by a well-capitalized insurance fund.
The current economic environment has left many credit union members asking questions about the safety of their savings.  In response, ESI has developed  a summary of highlights explaining our program and how it protects your credit union deposits.

Click here for more details on excess share insurance - Your Financial Security with ESI.



For Credit Union Members
Credit unions that offer excess share insurance allow you to maintain much higher balances at the credit union and still have the security you deserve. Learn how excess share insurance helps insure your savings.

For Credit Union's Considering
Excess Share Insurance
Stand out in the crowded financial services market.  ESI's excess share insurance is cost effective, easy to implement, and available exclusively to credit unions. Learn what makes ESI the industry leader.

What's New
ESI-insured Credit Union Execs Named Illinois CU League Board Officers 
The Illinois Credit Union League (ICUL) has elected board members and executive directors of its various organizations, and ESI is pleased to report that three of those named are from ESI policyholding credit unions. Alan Meyer, CEO of 1st MidAmerica CU, has been elected to a 3-year term on the league's board of directors; and Tom Lex, CEO of Heartland CU, was elected Secretary/ Treasurer of the Illinois CU Foundation. In addition, Pete Fauth, VP/CFO of Financial Plus CU, was named Vice Chair of the Illinois CU Political Action Committee.

Premium Payments Due  
ESI insured credit unions are reminded that 1st quarter premium payments are due by Monday, April 21. Excess insured policyholders should remit their premium payment and detailed member information electronically by signing on through the Policyholder section of this website.

Former ESI Exec Inducted into William A. Herring Society  
Congratulations to G. Duane Welsh, retired Executive Vice President/General Counsel of ESI's parent company, American Share Insurance, for being inducted into the William A. Herring Society. Mr. Welsh was honored during the recent Ohio Credit Union League inVest48 Conference in Columbus, Ohio. The William A. Herring Society is a special recognition honoring influential and effective leaders in the Ohio credit union movement. Throughout his ASI/ESI career serving privately insured credit unions, Mr. Welsh has been exemplary in demonstrating honor, integrity and leadership deserving of this award.


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