The nation's largest provider of excess share insurance to credit unions since 1993. 
     
Our excess share (deposit) insurance helps protect the hard-earned savings of credit union members throughout the United States. 

This unique program provides up to an additional $250,000 of insurance once a credit union member's balance exceeds the coverage provided by their primary share insurer.   
 

ESI is safe and sound as are your credit union savings.
Members of credit unions insured with excess share insurance can take great comfort in knowing that their savings are safe, sound and protected by a well-capitalized insurance fund.
 
The recently passed $700 billion Federal bailout legislation designed to aid investment firms, insurance companies, banks, thrifts and credit unions, has left many credit union members asking questions about the safety of their savings.  In response, ESI has developed  a summary of highlights explaining our program and how it protects your credit union deposits.

Click here for more details on excess share insurance.

*IMPORTANT NOTICE:
Under the Emergency Economic Stabilization Act of 2008, federal share insurance for select deposit accounts was temporarily increased from $100,000 to $250,000 per member on October 3, 2008. This temporary increase in coverage is to expire December 31, 2009. IRA coverage remains at $250,000 per member.