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The nation's largest provider of excess share insurance to credit unions since 1993. 
     
Our excess share (deposit) insurance helps protect the hard-earned savings of credit union members throughout the United States. 

This unique program provides up to an additional $250,000 of insurance once a credit union member's balance exceeds the coverage provided by their primary share insurer.   
 

ESI is safe and sound as are your credit union savings.
Members of credit unions insured with excess share insurance can take great comfort in knowing that their savings are safe, sound and protected by a well-capitalized insurance fund.
 
The current economic environment has left many credit union members asking questions about the safety of their savings.  In response, ESI has developed  a summary of highlights explaining our program and how it protects your credit union deposits.

Click here for more details on excess share insurance - Your Insured Funds.

 


           

Consumer
For Credit Union Members
Credit unions that offer excess share insurance allow you to maintain much higher balances at the credit union and still have the security you deserve. Learn how excess share insurance helps insure your savings.

Industry
For Credit Union's Considering
Excess Share Insurance
Stand out in the crowded financial services market.  ESI's excess share insurance is cost effective, easy to implement, and available exclusively to credit unions. Learn what makes ESI the industry leader.





What's New
•  ESI Extends Free Shipping Discount on Supply Orders from Policyholding Credit Unions  
ESI announces that it has extended its FREE shipping discount on all supply orders submitted by policyholding credit unions. Policyholders can submit their supply orders for the ESI consumer brochures (Form 300), decals, countersigns, etc., via the "Policyholder Login" section of this website. Shipping fees will not be charged to policyholding credit unions for these supplies until further notice. 

•  Premium Payments Due  
ESI excess insured credit unions are reminded that 4th quarter premium payments and year-end financial statements are due by Friday, January 20. Excess insured policyholders can remit their premium payment and detailed member information electronically through the Policyholder Login section of this website. 

•  Business Accounts Covered by Excess Share Insurance  
Excess-insured credit unions offering business accounts are reminded that those accounts are insured for $250,000 of additional coverage beyond the credit union's federal insurance coverage. For more details, contact ESI Sales Manager Rick Choffel at 888.402.9737. 

•  ESI Fact Sheet Updated and Available Online  
"Your Insured Funds," an ESI fact sheet, presents a summary of pertinent information about the corporation and its additional deposit insurance program available to credit unions. The document has been updated and you and your credit union members can download it from the lower left of this ESI web page, or click here. 

•  ESI Consumer Brochure Available  
The ESI consumer brochure ("Information About Your Increased Share Insurance" - Form 300) can assist members of policyholding credit unions in gaining a better understanding of the corporation's excess insurance coverage. The brochure is available at a reduced cost of $5.00 per pack of 100. FREE shipping is now available. You can submit orders for the brochure via the "Policyholder Login" section of this website. This brochure will replace any previous version that ESI-insured credit unions may have in their branches. 


 

 

 





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