Consumer Information  

Home > Consumer Overview

Excess Share Insurance – Additional coverage and convenience

Excess share (deposit) insurance provides up to $250,000 of additional share insurance for credit union members’ accounts when their balances exceed the maximum level of coverage provided by their credit union's primary share insurer.  

Primary share insurance for credit unions is provided by either ESI’s parent company American Share Insurance (ASI), the nation’s largest private share insurance fund, or the National Credit Union Administration (NCUA), the administrator of the federal credit union deposit insurance program.


Recognized Industry Leadership
ESI has demonstrated financial stability and support of the credit union industry since 1993. The company provides share insurance solely to credit unions.


Coverage Details

NCUA & ESI
Excess share insurance information for credit unions with NCUA primary share insurance.

ASI & ESI
Excess share insurance information for credit unions with ASI primary share insurance.

Common Questions
Common questions and answers about excess share insurance.