Protecting credit union members’ savings since 1993.

ESI’s excess share insurance has been protecting the hard-earned savings of credit union members throughout the United States since 1993. This unique program provides up to $250,000 of additional deposit insurance to members’ accounts that exceed the limits of coverage provided them by the credit union’s primary share insurance organization, usually $250,000, and is available to credit unions in 32 different states across the country.

ESI is safe, sound and dependable

Members of credit unions using ESI’s excess share insurance can take great comfort in knowing that their savings are safe, and that a portion of their deposits are protected by a well-capitalized credit union-only private insurer.  Today, over 200 credit unions nationwide utilize ESI’s program to add another layer of protection to that afforded the credit union by its primary insurer.

What's New?

ESI Board Chairman Named

Kevin W. Willour, President/CEO of Beacon CU (IN), was named Chairman of the Board of Excess Share Insurance Corporation (ESI), by the Board of Directors of American Share Insurance (ASI), the parent company of ESI.  In addition, ESI Board Director Elizabeth A. Calderone, President/CEO of Earthmover CU (IL), was elected by the ASI membership to serve a three-year term on the ASI Board of Directors.