Protecting credit union members’ savings since 1993.

ESI’s excess share insurance has been protecting the hard-earned savings of credit union members throughout the United States since 1993. This unique program provides up to $250,000 of additional deposit insurance to members’ accounts that exceed the limits of coverage provided them by the credit union’s primary share insurance organization, usually $250,000, and is available to credit unions in 32 different states across the country.

ESI is safe, sound and dependable

Members of credit unions using ESI’s excess share insurance can take great comfort in knowing that their savings are safe, and that a portion of their deposits are protected by a well-capitalized credit union-only private insurer.  Today, over 200 credit unions nationwide utilize ESI’s program to add another layer of protection to that afforded the credit union by its primary insurer.

What's New?

ESI at America's CU Conference –and– ESI Holiday Office Hours

Excess Share Insurance Corporation (ESI) is sponsoring and exhibiting at the Credit Union National Association (CUNA) 2015 America’s Credit Union Conference & Expo, July 12–15, at the Colorado Convention Center, Denver, CO.  ESI is a Platinum Sponsor and company representatives will be on-site at the ESI booth (#300) throughout the expo to meet conference attendees.

HOLIDAY OFFICE HOURS:  To celebrate the Independence Day holiday, ESI offices will be closed on Friday, July 3rd. Normal office hours will resume on Monday, July 6th.