Protecting credit union members’ savings since 1993.

ESI’s excess share insurance has been protecting the hard-earned savings of credit union members throughout the United States since 1993. This unique program provides up to $250,000 of additional deposit insurance to members’ accounts that exceed the limits of coverage provided them by the credit union’s primary share insurance organization, usually $250,000, and is available to credit unions in 32 different states across the country.

ESI is safe, sound and dependable

Members of credit unions using ESI’s excess share insurance can take great comfort in knowing that their savings are safe, and that a portion of their deposits are protected by a well-capitalized credit union-only private insurer.  Today, over 200 credit unions nationwide utilize ESI’s program to add another layer of protection to that afforded the credit union by its primary insurer.

What's New?

Holiday Office Hours

Excess Share Insurance Corporation (ESI) offices will be closed for the Christmas holiday on Thursday, December 25th and Friday, December 26th.  ESI offices will also be closed for the New Year holiday on Thursday, January 1st and Friday, January 2nd.  Normal office hours will resume on Monday, January 5th.

ESI Supply Order Shipments - Holiday Schedule:          

Due to the holiday schedule, all ESI supply order requests (for brochures, decals, and other marketing materials) submitted by ESI policyholding credit unions after December 19th, will be processed and shipped to those credit unions during the first week of January, 2015.  Those supply orders will continue to receive ESI’s free shipping discount.