Protecting credit union members’ savings since 1993.

ESI’s excess share insurance has been protecting the hard-earned savings of credit union members throughout the United States since 1993. This unique program provides up to $250,000 of additional deposit insurance to members’ accounts that exceed the limits of coverage provided them by the credit union’s primary share insurance organization, usually $250,000, and is available to credit unions in 32 different states across the country.

ESI is safe, sound and dependable

Members of credit unions using ESI’s excess share insurance can take great comfort in knowing that their savings are safe, and that a portion of their deposits are protected by a well-capitalized credit union-only private insurer.  Today, over 200 credit unions nationwide utilize ESI’s program to add another layer of protection to that afforded the credit union by its primary insurer.

What's New?

ESI at the MD|DC CU Association Annual Meeting

Excess Share Insurance Corporation (ESI) and its parent company, American Share Insurance, are Platinum Sponsors at this year’s MD|DC Credit Union Association Annual Meeting & Convention, June 5-8, in Ocean City, MD. ESI and American Share are sponsoring the breakout session, “Innovation in NASCAR; a Constant Objective,” being presented by Andy Papathanassiou, a former NASCAR pit crew coach with the Hendrick Motorsports Race Team. The ESI-sponsored session is scheduled for Tuesday, June 7, from 11:15am–12:30pm. Plus, you can visit our company representatives at booth 37 in the exhibit hall to learn more about excess deposit insurance. 


Excess Share Insurance Corporation (ESI) offices will be closed for the Memorial Day holiday on Monday, May 30th. Normal office hours will resume on Tuesday, May 31st.